Independence isn’t an achievement, it's a daily practice.
Any Registered Investment Adviser can be independent: no broker-dealer parent, a third-party custodian, a fiduciary duty. Using that freedom well is what separates one firm from the next.
// WHAT'S TABLESTAKES:
Legally on your side
Bound to your best interest — not the looser “suitability” bar a broker has to clear.
No hidden comp
No commissions, no kickbacks. No one's whispering in our ear about what to recommend.
More options
No house funds, no preferred shelf. If something better exists, we can actually use it.
// IN PRACTICE
Three places we put independence into practice.
01
YOUR
MONEY
Your money isn’t stuck with one shop.
We custody at multiple firms and work with a number of partners — then place you where we believe the fit is best, not where someone’s paying us to. We know the trade-offs, and we’ll move when a better one exists.
Custodians
Fidelity
Schwab
Altruist
Interactive Brokers
Partners
Vanguard
Dimensional
Cambria
Sparkline
02
YOUR
TOOLS
We change our tools when better ones show up.
Our startup background means we treat our own tech stack like a product that’s never finished — always under review. We lean on our vendors to build what our clients actually need. Independence isn’t only about your portfolio; it’s the whole experience of working with us.
03
YOUR
EXPERTS
The right help, not the help that pays us.
Need accounting or estate work? When looking at complementary services and partners, our recommendations come down to one thing: what you actually need.
$0
referral fees & commissions
// WHY PROSPERO
Keep evaluating — other factors worth weighing.
Independence is one input, not the whole decision. Here’s more of our thinking on what else to weigh:
Questions to ask a financial advisor
The screening questions AI models generate, and how we answer them.
→
Who is the best financial advisor for tech employees?
Three tests for “best for you” — and where we land on each.
→
Meet the people behind the planning.
→
Our process
How four focused meetings become an evolving financial plan.
→
Plenty of firms are independent. Few apply it to their daily operations.
If you want an advisor whose recommendations only ever have your name on them, let’s talk.
